Would you go into a restaurant give them £50 and let them decide what you ate, drunk and tipped? Obviously not and thats only £50 so why would you put at risk your whole lifes wealth?

A Will is like planning a holiday or ordering food? You know what you want and would insist it is right, wouldnt you?                                So surely you want at least the same or more for your estate. A Will ensures regardless how little or large your estate is you give it to who you want. The little gift of a ring to a loved one, the ornament, the family heirloom, they may only have emotional value but without clear instructions what happens to them?

The cost of a Legacy Will is minimal so why wait?

In the words of Martin Lewis one of the UK's leading economy experts they are more important than a Will (Agree but they do not replace a Will in any way).

The importance of an LPA is they affect your life while you live it. An LPA ceases to have any value once you pass. Two different LPA's exisit both equally important and they replace the old Enduring Powers of Attorney. They are Health & Welfare and Financial & Property.                                                                                        With an LPA in place* within days your nominated attorneys (People you appoint to handle your affairs not solicitors, family, friends or it could be a professional) will have control of your finances. Should a medical or life episode occur leaving you with no capacity they can control how you are treated, were you are placed, the way you are handled. In short in my opinion EVERY adult in the UK should have the pair!

*It is very important to be aware that current processing times are in the region of 16-20 on the governments side. An LPA does not become valid until stamped by the government, another reason not to wait possibly nearly 6 months from instruction to validity!

For us a simple answer, you can trust us, trust us to give honest guidance, trust us to ensure your wishes are followed completely.

Experienced in both Estate Planning and life. We have personally dealt with our families affairs in life and in death. 3 out of 4 had the right protection in place sadly 1 did not, the situation was very different for the 1. Deputyship was required (another area). It was costly, painful and many other words, the member of family was highly educated but matters happened to fast and she always put it off to tomorrow! 

We will not compromise, we will look at your circumstances explain the reasons for our recomendation and quote. If our price does not match your budget we will not agree to supply a not fit for purpose inferior product to obtain your business. If we put our name to it we want it right.

Today could already be to late, lets talk? 

Great question and honestly happens more than any would ever think. I will try to keep it simple as it is easy to get lost in Jargon.

What is sideways inheritance firstly? Money intended for your family goes to a completely different family! Sounds unreal doesnt it, but very easy to happen.

Example:

Married couple with 3 children, they write "Mirror Wills" so in short they reflect each others wishes to leave equally to their children, sounds good?

One passes unexpectadly at 50 years of age, no age really. The Will leaves everything to the other partner and their Will leaves everything to the children so whats the problem?

Four years later surviving partner meets a new partner and gets married, next few weeks are a blur of happiness and honeymoon as would be expected but then out of the blue a medical incident occurs and what was the surviving partner passes from a massive heart attack, sad but they had a Will yes? Sadly NO.

Upon marriage any previous Will is revoked/negated! So they passed passed with no Will thus died Intestate (Another subject, sorry but the law is like that!) in Intestacy the children from the previous marriage are behind the new legal partner, thus ALL estate passes to new partner as a new Will was not drafted. A reason why Legacy 1st carries out yearly reviews to ensure all is still relevant.

We personally know people this has happened with it is heart breaking to watch a legacy intended to be passed to love ones go to an almost strangers family and certainly not what was intended!